Guidelines for Online/Offline/Loan Payments – AFD CSD Portal
Learn how to make secure payments on the AFD CSD portal for your purchases. Follow these detailed guidelines to ensure smooth processing of your transactions.
1. General Rules for Payments
- Payments must be made only from the beneficiary’s account.
- Payments from third-party accounts will be treated as unauthorized and rejected by the depot.
- Cash transactions are not accepted.
- Payments should be made through the payment gateway available on the AFD CSD portal.
- Direct bank transfers are not accepted for regular transactions (only applicable for loans).
2. Online Payment Options
The following modes of payment are available via SBI e-Pay, PayGov, or Razorpay on the AFD CSD portal:
- Credit/Debit Card
- UPI
- Net Banking
- Bank Transfer
Important Notes:
- Payments should be made only from the beneficiary’s own account.
- Transfers from other accounts will be treated as third-party payments and rejected.
- For amounts above ₹10 Lakhs:
- The payment gateway allows splitting the payment into two transactions.
3. Offline Payment Instructions
- If you choose Bank/Branch/Transfer Mode:
- Download the e-challan generated by the payment gateway.
- The e-challan contains all required details, including:
- Virtual Account Number.
- Challan Number.
- IFSC Code.
- Merchant Order Number.
- Use these details to make the payment via NEFT/RTGS.
Key Points:
- Ensure the exact amount mentioned in the e-challan is remitted.
- Each e-challan is valid for only one transaction. Any mismatch in amount will result in rejection and a refund.
4. Loan Payment Process
- Loan payments can only be made via direct bank transfer to the following account:
AFD: CSD HO Main Account Details:
- Account Name: CSD Head Office Main Account AFD-I Receipts Only
- Account Number: 006202100156092
- Bank Name & Branch: PNB Fort Branch, Mumbai
- IFSC Code: PUNB0006200
Note:
- Payments should be made after loan demand approval.
- UTR and other details must be provided to the portal for balance adjustments.